1. Agreement and operator
These Terms of Service form an agreement between you and BRUXKEY PRIVATE LIMITED, Faridabad, Haryana, India (“BruxKey”, “we”, “us”) for My Budget Assistant (the “App”). By downloading, accessing, or using the App, you agree to these terms and the applicable marketplace rules. If you do not agree, do not use the App.
2. Eligibility and accounts
You must be legally able to enter this agreement. The App supports sign-in with Apple or Google. You are responsible for access to your sign-in method, accurate information, and activity under your account. Tell us promptly if you suspect unauthorised access. The App is not directed to children under 13.
3. Trial, subscription, billing, and cancellation
The App includes a 34-day trial. Continued access to subscription features after the trial requires the monthly or annual subscription offered in your app marketplace. The marketplace displays the current local price, taxes, billing period, and renewal terms before purchase.
Subscriptions may renew automatically unless cancelled through the marketplace settings before renewal. Deleting the App or your account does not itself cancel a marketplace subscription. Purchases, billing, cancellation, and refund eligibility are administered under Apple App Store or Google Play rules; BruxKey cannot promise a refund outside those rules.
4. Licence and acceptable use
Subject to these terms and applicable marketplace rules, BruxKey grants you a limited, personal, non-exclusive, non-transferable, revocable licence to use the App. You must not misuse the App, interfere with its security, access it unlawfully, introduce harmful code, scrape or overload services, reverse engineer it except where law expressly permits, or use it to violate another person's rights.
5. Your financial content
You keep ownership of the budgeting and financial-planning content you enter. You give us the limited permission needed to host, process, secure, synchronise, back up, and display that content to operate the App. You are responsible for its accuracy and for maintaining any records you are legally required to keep.
The App is an organisational tool, not financial, investment, tax, accounting, or legal advice. Forecasts and charts depend on the information you provide and do not guarantee an outcome.
6. Third parties, changes, and availability
Sign-in, sync, marketplaces, and other features rely on third-party platforms and services. Their terms and availability also apply. We may improve, update, suspend, or discontinue features, and availability may occasionally be interrupted. We do not guarantee uninterrupted or error-free operation, but we will use reasonable care in providing the App.
7. Disclaimers and liability
To the extent permitted by law, the App is provided “as is” and “as available” without implied warranties beyond rights that cannot legally be excluded. BruxKey is not liable for indirect, incidental, special, consequential, or lost-profit damages arising from use of the App. Our aggregate liability relating to the App will not exceed the amount you paid for it during the 12 months before the event giving rise to the claim.
Nothing in these terms excludes liability or consumer rights that applicable law does not allow us to exclude or limit.
8. Suspension, termination, and deletion
You may stop using the App at any time and may request account deletion through the available app or support process. Cancellation of a subscription is a separate marketplace action. We may restrict or end access for a serious or repeated breach, unlawful use, security risk, or where required by law. Provisions intended to survive termination—including ownership, disclaimers, and liability limits—will continue.
9. Governing provisions and changes
These terms are governed by the laws of India, without overriding any mandatory consumer protection that applies where you live. Courts with jurisdiction in Faridabad, Haryana will hear disputes unless applicable law gives you another mandatory forum. If one provision is unenforceable, the rest remain effective.
We may update these terms for product, legal, or operational changes. We will post the new date and provide additional notice when required. Continued use after an effective update means you accept the revised terms.
10. Contact
Questions about these terms or My Budget Assistant can be sent to support@mybudgetassistant.com.